Mortgage Calculators | Arsh Mansahia Surrey BC

Mortgage Payment Calculator

Home Price

Down Payment ($)

20.0% down payment

Interest Rate (%)

5.19%

Amortization

Payment Frequency

Your Payment

$3,782

per month

Purchase Price$850,000

Down Payment$170,000

Mortgage Amount$680,000

CMHC Insurance$0

Total Interest Paid$455,432

Total Cost$1,305,432

Principal60%

Interest40%

💬 Discuss This With Arsh

Estimates only. Actual rates vary. Contact Arsh for a precise quote from 50+ lenders.

Purchase Budget Calculator

Annual Gross Income

Combined household income

Monthly Debt Payments

Car loans, student loans, credit card minimums

Down Payment Available ($)

Interest Rate (%)

5.19%

Amortization

Annual Property Tax (est.)

Monthly Heating (est.)

Maximum Home Price

estimated purchase budget

Gross Debt Service (GDS)0%

GDS Limit (max 32%)32%

Total Debt Service (TDS)0%

TDS Limit (max 44%)44%

Max Mortgage Amount$0

Estimated Monthly Payment$0

💬 Get Pre-Approved Free

Based on standard lender stress test (qualifying rate = contract rate + 2% or 5.25%, whichever is higher). Self-employed or complex income? Arsh can often qualify you for more.

BC Closing Costs Calculator

Purchase Price

Down Payment ($)

Buyer Type

Property Type

Total Estimated Closing Costs

in addition to your down payment

💬 Talk to Arsh About Your Purchase

Estimates for BC properties. PTT may vary. Legal fees vary by lawyer/notary. Title insurance ~$300. Always budget 2–4% of purchase price for closing costs.

Refinance Savings Calculator

Current Mortgage Balance

Current Interest Rate (%)

6.50%

New Interest Rate (%)

5.19%

Remaining Amortization

Estimated Break Penalty ($)

Check with your lender — typically 3 months interest or IRD

Monthly Savings

per month after refinancing

Current Monthly Payment$0

New Monthly Payment$0

Monthly Savings$0

Break Penalty$0

Payback Period0 months

Total Savings Over Term$0

💬 Get a Real Refinance Quote

Estimates only. Actual penalties vary by lender. Contact Arsh to get your lender's exact break cost and compare real refinance options.

Know Your Numbers Before You Decide

Mortgage Payment Calculator

Purchase Budget Calculator

BC Closing Costs Calculator

Refinance Savings Calculator

Let's make it real.